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CD Specials
| Product | Min. Opening Balance | Interest Rate | APY** |
|---|---|---|---|
| 9 Months | $1000 | 5.00% | 5.09% |
| 15 Months | $1,000 | 5.25% | 5.35% |
CD, Checking, Savings and Forward Money Market rates effective 07/18/2023 - Rates subject to change
**APY = Annual Percentage Yield
Balance computation method: We use the daily balance method to calculate interest, by which a daily periodic rate is applied to the balance in the account each day.
Tiered-Rate Accounts: Health Savings Account, Premium Plus Money Market - Interest is calculated on the entire balance each day at the rate in effect for the balance tier. Prestige Checking - Interest is calculated on the portion of balance in the specified balance tier each day at the rate in effect for the tier.
Certificates of Deposit/IRAs/ESAs: Checks you deposit into your account begin to earn interest on the business day you deposit them. Interest is compounded and paid quarterly. The interest rate will be paid until the maturity date of your CD. The Annual Percentage Yield assumes interest will remain on deposit until maturity. If you withdraw interest during the term, earnings will be reduced. A penalty may be imposed for early withdrawal. You may redeem automatically renewable CDs without penalty during the 10-day grace period following maturity. Additional deposits may be made according to terms and conditions of the account. Non-renewable CDs do not pay interest after maturity. Fees could reduce earnings on accounts.
Personal Savings, Junior Savings, Money Market IRAs & Money Market ESAs: Checks you deposit into your account begin to earn interest on the business day you deposit them. Interest is compounded and paid quarterly. Your interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time. Fees could reduce earnings on accounts.
Health Savings Account, Premium Plus Money Market & Prestige Checking: Checks you deposit into your account begin to earn interest on the business day you deposit them. Interest is compounded and paid monthly. Your interest rate and Annual Percentage Yield may change. We may change the interest rate on your account at any time. Fees could reduce earnings on accounts.
CD= Certificate of Deposit, IRA = Individual Retirement Account, ESA= Education Savings Account