Mobile Banking

Yes, our mobile app utilizes industry-standard security protocols that leverage encryption for transferring data. Encryption helps create a secure environment for the information being transferred between your browser or mobile device and Lake Ridge Bank PIN, password access, touch ID and facial recognition on supported devices and application time-out when your computer or phone is not in use.

In addition, we ensure that account data is never stored on your device. If your device is lost or stolen, the service can be immediately disabled by either accessing the Profile > Mobile banking tab after logging into the Online Banking website or by calling us at (855) 256-7328.

Anyone currently enrolled for online banking can access their account information from a mobile device, 24 hours a day, 7 days a week. Download our mobile app on Google Play or the App store.

Your mobile app username and password are the same credentials that you use for personal online banking.

Mobile deposit is convenient and easy to use. Watch the demo below for more details.

Here are a few steps to consider when using mobile deposit:

• Before logging into the Mobile Deposit app, we recommend that you close all other apps running in the background on your mobile phone
• Sign/Endorse the back of your check, and label it "For Deposit Only"
• When prompted for the amount, enter the check amount that is written on the check
• Flatten folded or crumpled checks before taking your photos
• Keep the check within the view finder on the camera screen when capturing your photos
• Try not to get too much of the areas surrounding the check and take the photos in a well-lit area on solid dark background
• Keep your phone flat and steady above the check when taking your photos
• Hold the camera as square to the check as possible to reduce corner to corner skew
• Make sure there are no shadows across the check and be sure all four corners are visible
• Look to see if the MICR line (numbers on the bottom of your check) is readable

Yes. To set up push notifications through our Personal Mobile Banking app: 

• Log on
• Select 'More' from the main menu
• Select 'Alerts'
• Turn on Push Notifications

The current balance displayed is the closing information from the previous business day. The available balance displayed includes pending transactions that have not yet posted to your statement. Available balances are immediately reduced by the authorized purchase amount.

Yes, pay bills to any vendor you have previously setup. To add a new vendor, simply log on to Online Banking and input your new vendor(s). After the vendor is setup in online banking, you will be able to make payments to that vendor either through Online Banking or our mobile app. Find more information about Online Bill Pay here.