Mortgage Products

Stress-Free Home Loans

Our favorite moment is when we can say, "Welcome to your new home." But we also know that qualifying for a loan to open the doors to your new place can be stressful, especially if you're a first-time home buyer. Our Mortgage Lenders will be by your side every step of the way. 

Start your exploring of our mortgage options and resources, contacting a local lender directly, or easily start your application online today. 

Explore these steps to get a mortgage and buy your first home, including preparing, submitting the application, finding your home, and closing!

The three popular types of mortgages are fixed rate, ARM, and jumbo loan. Compare mortgage loans and reach out to a lender to get started.

Is it the right time to refinance your home? Refinancing can shorten your loan term, or lower your interest rate or monthly payment.

Make your vision come to life with a construction loan, tailored specifically for aspiring home-builders looking to turn their dreams to reality.

This may not be your first time around the block but deciding to purchase a second home can be just as exciting – and just as stressful. Let us help!

Whether you need it for the dream vacation or the dream kitchen, tapping into your home's equity can help make your dream a reality.

Have you found the land of your dreams? Whether you are looking to purchase a lot for your future home, or you are looking to buy recreational land to hunt or fish on, a lot loan from Lake Ridge Bank may be the perfect choice for you.

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Clint Ziegler

Vice President – Mortgage Loan Officer | NMLS #288891

Crystal Brown

Assistant Vice President – Mortgage Loan Officer | NMLS #1061420

Debbie Hodge

Senior Vice President, Mortgage Manager | NMLS#: 555787

Ellen Bernards

Assistant Vice President – Mortgage Loan Officer | NMLS #1573234

Eric Sweeney

Vice President, Mortgage Lending | NMLS#: 1113922

Gretta Stilson

Vice President – Mortgage Lending Sales Manager | NMLS #641206

Jessica Gowan

Assistant Vice President | NMLS #1681918

Kerry Tiffany

Vice President, Mortgage Lending | NMLS#: 555882

Mary Stenbroten

Vice President – Business and Mortgage Lending | NMLS #561864

Micha Petersen

Senior Vice President, Mortgage Lending | NMLS#: 505004

Michelle Okeson

Vice President, Mortgage Lending | NMLS#: 555845

Tara Jenkins

Vice President, Mortgage Lending | NMLS#: 553630

Teresa Plumley

Vice President, Mortgage Lending | NMLS#: 523861

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